Review these terms before accessing services on our website. By continuing, you accept and understand these guidelines for mutual trust.

April 17, 2026

Acceptance of Terms

Your use of this site means you agree to comply fully with these terms. If you do not accept any condition, please do not use the site or submit personal details. Continued use signals your agreement to these guidelines and all amended versions posted.

Definitions

For clarity, main terms used in these guidelines include:

• ‘User’ refers to any individual using the website and services provided at filarivinenor.sbs.
• ‘Service’ describes the full suite of support and informational resources related to financial safety habits and risk awareness.
• ‘Content’ means all the material you find here, including text, images, and downloadable resources.
• ‘We’, ‘Us’, or ‘Our’ means the organization responsible for managing this website.

Proper Use of Service

You may use this website only for lawful, respectful purposes. You must not misuse resources or act in a way that interferes with other visitors.

Eligibility

This service is designed for adults residing or operating in South Africa. Do not submit personal details if you are under 18 years old.

Service is for South African residents only.

User Responsibilities

You agree to respect these terms and all South African laws.

• Provide true and accurate details when submitting inquiries.
• Respect other users and site moderators in communications.
• Only use resources for personal, non-commercial application.
• Do not share login or private details with unauthorized parties.

Prohibited Uses

The following actions are strictly not allowed:

• Posting or transmitting any false, harmful, or misleading content.
• Duplicating, copying, or exploiting site materials unlawfully.
• Accessing or attempting to breach security features unlawfully.
• Harassing, threatening, or interfering with other users.
• Using the website for commercial solicitation or advertising.

Intellectual Property Rights

All content, trademarks, and textual material are owned or licensed to us. Use is permitted only for personal risk awareness, protection, and reference. Unauthorized duplication or republishing is not allowed.

User Content Rights

Content you submit (e.g., questions or reviews) may be used to improve our services but will remain confidential.

Privacy and Data Use Policy

Your information is treated under our privacy policy. By using this website, you also accept principles detailed therein. You may view privacy practices at any time from the footer link. View Policy

General Disclaimer for Information

Information is provided for general awareness only. It is not personalized advice and may not apply to every situation.

Limitation of Liability

We are not liable for losses or damages arising from use of this website, to the extent permitted by law.

Indemnification

Users agree to indemnify the organization against claims or damages resulting from misuse, breach, or unlawful activity.

Resolving Disputes

We seek amicable solutions for disputes before legal steps are taken.

Governing Law and Jurisdiction

These terms are governed solely by South African law.

Termination

Accounts or services may be ended if terms or laws are breached or misused. Users may also request removal at any time.

Changes

We may revise these terms at any time. Future use after updates signals your acceptance.

Severability

If any condition is found unenforceable, remaining terms still apply.

Entire Understanding

These conditions form the full agreement between user and organization. No verbal promises alter them.

How to Contact Us

Please direct questions about these terms using our website contact details.